POSB Everyday Card: Top Promotional Rebates + Transport Perks. Dining encompasses restaurants, cafes, bars, fast food joints, bakeries and more. 5% cash back on the first $25,000 spent in combined purchases at office supply stores, on cellular phone, landline, internet and cable TV services each account anniversary year, $200 cash bonus after spending $1,000 in purchases within 90 days of account opening, 3% cash back in the category of your choice monthly (gas, online shopping, dining, travel, drug stores, or home improvement/furnishings), 2% cash back on all purchases (1% when you make purchases, 1% when as you pay your bill). For rates and fees of the Blue Cash Preferred, please click here. In fact, cardholders may be even more interested in cash back, with so many putting travel on hold and looking for other ways to maximize their rewards. While getting a credit card with an annual fee can seem daunting, the higher rewards rates do offset the annual fee in most cases. The unlimited 1.5% cash back on all purchases is standard for similar no-annual-fee credit cards. Sort Merchant. Plus, earn $100 back after you spend $1,000 in purchases on your new card within the first 6 months of account opening. If you have a Blue Cash Preferred Card from American Express, then you should make sure that it is at the front of your wallet on every trip to the grocery store for a hefty 6% cash back at the register. The Capital One Savor Cash Rewards Credit Card offers a one-time $300 cash bonus after spending $3000 on purchases within the first 3 months from account opening. With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories. This converts into an effective 2x ThankYou Point earning rate on all purchases. Bei Kreditkarten mit Bonusprogramm gibt es keine direkten Auszahlungen. Why It’s One of the Best Credit Card Promotions Right Now: The Blue Cash Preferred® Card from American Express has the best credit card promotion for cash back because it currently offers an initial bonus of $250 as statement credit for spending $1,000 within 3 months of opening an account. This card also currently earns 4% back on select streaming services (through April. Choosing the best cash back credit card for you can take a lot of research and become really overwhelming. While 5% is an excellent bonus rate, keep in mind that these cards typically limit your bonus earning to $1,500 each quarter you enroll and you have to activate new categories each quarter. Sometimes you don’t need your credit cards to award you airline miles so you can fly to an exotic location in first-class. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Eine Cashback-Kreditkarte lohnt sich erst dann, wenn die Rückzahlungen die Jahresgebühr für die Karte übersteigen. Promotional offers on sign up. Please view our advertising policy page for more information. Some entrepreneurs use Other Income as the affected account. This type of card is great if your spending habits change throughout the year. Terms apply to the offers listed on this page. Sign up now and score S$300 cashback. I personally love these cash-back cards because they allow you to customize your rewards structure in a way other cards do not. No other no fee cash back card is offering 3% on grocery purchases. See more. These are best to pair with a flat-rate or complementary tiered card. 3. Bei Cashback-Kreditkarten profitieren Sie direkt - entweder durch Gutschrift am Ende des Monats oder durch Rabatt auf den Kaufpreis. Gas, supermarkets, and select streaming in the U.S. $250 statement credit after spending $1,000 in purchases within the first 3 months of account opening. Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. Plus, there’s no doubt that earning cash back can be simpler and easier to quantify — something casual travelers and beginners can both appreciate. Visa Online Rebate Promo . Solche Bonusprogramme können attraktiv sein, wenn sie geschickt genutzt werden. Bei manchen Kreditkarten gibt es Gutschriften für jeden Euro Umsatz, egal wo Sie sie einsetzen. Promo runs from October 16, 2020 to December 31, 2020. Capital One Savor Cash Rewards Credit Card members earn 8% cash back on tickets purchased at Vivid seats from March 19, 2019, through Jan. 31, 2022. Earn 1% on other … Es können stattdessen Punkte oder Meilen für Prämien gesammelt werden. No need to wait for certificates to be mailed to you! Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. According to the Bureau of Labor Statistics, the average U.S. household spent $4,643 on groceries, $3,526 on dining, $2,094 on gas and $3,050 on entertainment in 2019. Cash back rate: 2% cash back on all purchases. Somit fallen auch die Vorteile je nach Karte sehr unterschiedlich aus. Einige Kreditkarten bieten weitere Zusatzleistungen, wie etwa Reiseversicherungen (American Express Green Card) oder eine kostenlose Amazon Prime-Mitgliedschaft (Amazon Visa Kreditkarte). Why we chose it: One of the simplest and most rewarding cash-back cards out there is the Citi Double Cash Card. Bank of America® Cash Rewards credit card offers $200 online cash rewards bonus if you spend at least $1,000 on purchases within the first 90 days of opening your account. Earn up to $300 cash back: Earn 20% back on eligible purchases at Amazon.com on the card in the first 6 months, up to $200 back. Now more than ever, non-travel redemption options are valuable and necessary for many cardholders. You’ll also get 0% intro APR (see rates and fees) on purchases for 15 months from the date of account opening, then a variable APR, 13.99% to 23.99%; see rates and fees). Plus, earn $100 back after you spend $1,000 in purchases on your new card within the first 6 months of account opening. Cash-back cards have played an integral role in my overall credit card strategy, helping me offset the cost of travel expenses that points and miles don’t cover. The Points Guy will not sell your email. For example, if you make a $1,000 purchase on a credit card that offers 2% cashback, you would get $20 back from the credit card provider. With the Ink Business Cash Card, you can get $750 bonus cashback when you spend $7500 on purchases in the first three months. Welcome offer: Earn 20,000 points after you spend $1,000 on purchases in the first three months of account opening. What you’ll get: $750 cash. © 2020 THE POINTS GUY, LLC. And if your card earns bonus cash back on categories that rotate throughout the year, then be sure to check the latest calendar for your quarterly savings. Rotating categories: Rotating category cards typically offer 5% cash back on certain categories that shift every quarter. Offers are targeted to your specific account and there is no limit to the number of offers you can add to your card at one time. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). 1% Rebate, No Debate. Es gibt Anbieter, welche den Auszahlbetrag begrenzen. Meanwhile, entertainment will earn you 4% on a long list of purchases, including concert tickets, movie tickets, sporting events, theme parks, certain tourist attractions and more. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Capital One Spark Cash for Business review. Scotiabank, Home Trust, and American Express will give you cash back once a year, Tangerine’s cash is paid out monthly, and TD allows you to use your cash back rewards as soon as you earn at least $25. Whether it’s a points offer or accelerated cash back, in most cases, card issuers won’t provide your bonus immediately and you’ll have to wait several weeks before your rewards are redeemable. Why we chose it: Though the Wells Fargo Propel technically earns points, not cash back, these points are redeemed at a fixed-value, making the card similar to others on this list. Includes eligible pick-up and delivery services. *Bonus value is an estimated value calculated by TPG and not the card issuer. Sign-up bonus: $500 bonus after spending $4,500 in the first three months from account opening. Informieren Sie sich vor einer Anschaffung unbedingt über die Kosten und Bedingungen. 3x points on dining, travel, gas stations and select streaming services, Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Featured image by Isabelle Raphael/The Points Guy. Click the New button, and select Income in the Account Type field. For example, 60,000 points are worth $750 toward travel. Cash back rate: Earn 2% cash back — 1% when you buy and another 1% as you pay your bill each month. Why we chose it: If you spend a lot on dining and entertainment, you can’t get much better than the Capital One Savor. Die Bonusprogramme gelten oft nur für bestimmte Händler. Nur dann kann sich eine Kreditkarte mit Cashback rechnen. Unfortunately, you won’t earn a sign-up bonus with this card, but the long-term value it offers still makes the card worth it in my eyes. Credit Card Rewards just got more convenient! Da manche Kreditkarten ihr Cashback-Programm auf bestimmte Partnerunternehmen oder Handelsketten beschränken, profitieren Sie nur dort von entsprechenden Rabatten. You can change your 3% category once a month. This card gives you 8% cashback on not just your dining spend, but also … The information for the Citi Prestige has been collected independently by The Points Guy. Cash back rate: Earn 5% cash back on travel booked through Chase Ultimate Rewards, 5% cash back on Lyft through March 2021, 3% cash back on dining and drugstores, and unlimited 1.5% cash back on all other purchases. The card details on this page have not been reviewed or provided by the card issuer. Cardholders can now convert the cash back they earn to ThankYou Points via a linked ThankYou card such as the Citi® Prestige and Citi® Premier Card. Blue Cash Preferred cardholders … Apply Now . This TD card’s welcome offer can net you up to $120 cash back, by rewarding 6% cash back on your purchases for the first three months. If you max out your bonus spending in both 5% and 2% categories, that ends up being $1,750 in cash-back earned each year. If you currently have a credit card with an annual fee that you aren’t able to maximize anymore given changes in your spending habits, then you can always call your issuer and ask if there is an option to downgrade to a no-annual-fee alternative. While it’s certainly not as lucrative from an earning perspective as the Blue Cash Preferred, it is a great option for those just jumping into the cash back game for the first time. Here are the best credit cards for each type of spending. This way, you can earn cash back while financing large purchases — just make sure you’re paying off your balance before the end of the intro APR period to avoid paying interest. Still, it does limit your earning potential in popular categories such as dining or travel. Sign-up bonus: $200 cash-back bonus after you spend $1,000 within the first 90 days of account opening. This means: Rewards are credited directly to your credit card every three months! A credit card promotion may be an efficient way to amass bonus rewards, but it’ll rarely scratch your instant gratification itch. $300 cash bonus once you spend $3,000 on purchases within 3 months of account opening. The Chase Freedom Unlimited is also a great card to pair with your existing Chase credit cards to earn cash back on non-bonus spending — in fact, it makes up one-third of the Chase Trifecta. Tiered: Similar to most travel credit cards, these cash-back cards offer higher bonus earnings for specific, static categories. Why we chose it: Beginners to the rewards game will appreciate the Blue Cash Everyday’s no annual fee and simple rewards structure. 4% cash back on dining and entertainment; 2% at grocery stores. See, Blue Cash Preferred® Card from American Express, Blue Cash Everyday® Card from American Express, Capital One Savor Cash Rewards Credit Card, Blue Cash Preferred Card from American Express, Capital One Savor Cash Rewards Credit Card review, rewards could be more valuable when used for travel, convert the cash back they earn to ThankYou Points, TPG values ThankYou points at 1.7 cents each, Bank of America® Cash Rewards credit card. However, this can also mean that cash back is more limited. When Amex added streaming services and transit to this card’s bonus categories, it got a major bump in value in my mind. Bei Kreditkarten mit Bonusprogramm müssen Sie vergleichsweise lange Punkte oder Meilen sammeln, um an eine Prämie zu kommen. The information for the Bank of America Cash Rewards, Wells Fargo Propel Amex and Capital One Savor Cash Rewards cards has been collected independently by The Points Guy. 1% cash back on recurring bill payments (up to $500 per month in spend), and. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Another draw to the card is the potential for a low annual fee. What makes this card even better is it earns an unlimited 2% cash back on every purchase. We may receive compensation when you click on links to those products. While making it extra merry with power deals and additional 8% cashback. Issuers may offer additional cash back rewards for spending on select purchases. For rates and fees of the Blue Cash Everyday, please click here. 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